If you are one of those people who haven’t taken out boiler cover yet, then you could be missing out. Boiler cover will protect you if your boiler, or your central heating system stop working. It also gives you the peace of mind you need to ensure that you are not left with a huge bill, should something go wrong. That is why we have partnered up with BoilerCover.com, to ensure that all of our customers get access to quality insurance that eliminates the need for such worry. So what is boiler cover? Boiler cover will protect you if you need to get your boiler fixed. It will stop you from being left without hot water in winter, and faults can be sorted quickly.
Many boiler plans work the same way as an insurance policy. You can choose your callout fee, and you will also be able to lower the cost of your policy if you are willing to make more of a contribution when something does go wrong. You will call the number in your policy documents when something goes wrong, and a gas-approved engineer will then come to your home to deal with the issue.
There are usually three forms of cover. You have boiler only cover, boiler and central heating cover, and then boiler, central heating, drains, plumbing and electronics cover. The first option will only cover you for the boiler itself and it is the most basic form of protection. That being said, it is also the cheapest. You will be covered for the boiler, and any controls. The second option, boiler and heating cover, will protect you for the above and it will also cover you for your central heating system. Within this cover, you have protection for your pipes, your radiators and more. The third cover option is the most comprehensive and it is also the most expensive. It will cover you if you need any repairs to the entire system, plus drains, pipes and electronics. In other words, if you have a burst pipe, you will be protected.
If you own a property or if you are a landlord, then boiler coverage could save you a lot of money if your heating system breaks down. It’s certainly an option worth thinking about. You will not need any kind of boiler cover if you are renting your property. The main reason for this is because it is the landlord’s responsibility to take care of any boiler repairs, including servicing if something does go wrong. This happens to include an annual gas check. If you have a new boiler fitted, then you should in fact be covered for faults under the warranty, but this may not cover you for problems with other aspects of your central heating. It is possible for your home insurance policy to cover you for boiler insurance, but this is only usually the case if you are able to add it on. If you know that you haven’t added it on, then you may need to take out extra protection.
Boiler cover is very different to central heating cover. It is very common for people to get mixed up between the two. That being said, the main difference is that boiler cover will just protect you for your boiler and any controls. Central heating cover will cover you for your entire system and this includes your boiler, your pipework, your cylinder and your controls.
The cost of fixing a boiler can be expensive and the cost can quickly add up even more if you need to get some replacement parts. It is absolutely possible for you to save money on your boiler fee if you happen to need a repair. For example, if your boiler coverage costs around £250 a year, and your boiler breaks down, you may be looking at well over £500 to get it repaired. If you have coverage, this would be an instant saving of £250. If you have a boiler that is continually breaking down, then this would result in even more savings. That being said, most people think that the real value of boiler cover happens when you have someone who you can ring up any time of day. You won’t have to worry about struggling to find an engineer at very short notice and this can really work in your favour.
You need to tell the provider what boiler you have, how old it is and any other relevant information. Dependent on the cover you take out, you may also need to provide information about your central heating system as well. This will help a provider to make sure that you are getting the right level of coverage and that you are not overpaying for your policy. Most people who take out boiler cover tend to do so after the boiler reaches the age of 5, so if you have quite an old boiler, it is still possible for you to get the coverage you need without worry.